Applying for car finance with Credit Car 4 U is quick and easy.

1 - Apply online
2 - Get a decision
3 - Drive away in your car

Step 1

Use our form to apply online in under 60 seconds. It's quick and easy - plus it won't affect your credit score! Simply fill in your details so we can get to know you, and send it off to us online.

Step 2

We will get back to you with a decision, and you can see what you could borrow as part of a car finance agreement.

Step 3

Visit our dealership in Tyne and Wear to choose your car and drive away.

Our team will be happy to discuss your options and create a monthly plan that you can afford based on your specific circumstances, and we will make sure you understand it all. Once you have chosen your new vehicle and filled out all the paperwork, you can drive away that very same day. It's as simple as one, two, three!

Apply For Finance Today

Having a poor credit score should not mean that you are unable to get financing for a car. At Credit Car 4U, we are one of the fastest-growing car finance providers for those who struggle with bad credit. With a simple application process, a wide range of quality used cars for sale and friendly, professional staff always on hand to offer guidance, we specialise in lending to those who:

  • Have an Individual Voluntary Agreement (IVA)
  • Have a County Court Judgement
  • Are self-employed
  • Are on benefits
  • Have previously experienced bankruptcy

If you would like to find out more or you have any questions, please get in touch with a member of the team.